Archives for 2013

Non Dischargeable Debts in California Chapter 7 Bankruptcy

If you’re feeling buried by your debts and it seems like you’re losing control of your finances, you are not alone.  Taking the next step to regain control of your life can be as simple as having a conversation with a California bankruptcy attorney to inform you about your options.  Unfortunately, there are many misconceptions about bankruptcy, one of them being that all forms of debt are wiped out.  This is not true whether you are filing Chapter 7 or Chapter 13, so it’s worth considering before you move forward with your bankruptcy case. [Read more…]

Filing For Bankruptcy In California

Filing For Bankruptcy In California

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One of the most important things to know about filing for bankruptcy in California is the impact of the 2005 Bankruptcy Act.  This law mandates that all individuals filing bankruptcy after 2005 must go through a six month credit counseling program before they are eligible to file for bankruptcy relief.  In addition, a financial management course must also be completed after that individual has filed for bankruptcy.

The 2005 Bankruptcy Act will also be informative regarding your eligibility to file for Chapter 7 or Chapter 13.  Using the means time, the bankruptcy court looks at your average income over the preceding six months and compares it to California median income.  [Read more…]

When Chapter 11 Bankruptcy is the First Resort

Most people are relatively unfamiliar with bankruptcy laws, and the term “Chapter 11” has taken on a nearly-mythical status in our consciousness as an awful fate that results in ruin.  Even people who have a slightly better understanding of the mechanism and purpose of bankruptcy laws often view Chapter 11 as a last resort, the refuge you seek when there are simply no other answers.

Certainly, many of the end results of Chapter 11 Bankruptcy – especially for individuals – are undesirable.  [Read more…]

Bankruptcy Law Mediation

If you’re facing a bankruptcy, it can feel completely overwhelming and frustrating to proceed through the typical legal process.  Unfortunately, litigation is known for lengthy scheduling delays, costly expenses for attorney time and energy, and the emotional drain associated with going through court.  Thankfully, there are other options through what’s known as alternative dispute resolution.  Mediation has a history of being extremely successful in the field of bankruptcy. [Read more…]

What’s Involved In Labor Management Dispute Resolution?

With disputes in the arena of labor management, it’s unlikely that either party wants to proceed with traditional litigation.  Going through a lawsuit is physically and mentally taxing, and the problems with scheduling can lead to delays within a case for months and months, leaving neither side with a solution until well after the matter was filed.  Another downside to labor management lawsuits is that the provide a very public forum for the sharing of information that employers or employees might prefer to keep quiet.  For these reasons, alternative forms of dispute resolution provide many opportunities for carrying out and closing labor management disputes. [Read more…]